Welcome to our Financial Tools Center. For answers to some of the most frequently asked financial questions, click below for our helpful tools and calculators.

Or contact one of our partners at Home Mortgage Alliance for more assistance.

What home can I afford?
How much can I borrow?
How much will my mortgage payments be?
What will my closing costs be for a new home purchase?

Which loan is better?
Which is better: 15 or 30 year term?
Which is better: fixed or adjustable?
How much will my adjustable rate payments be?

Am I better off renting?
Am I better off refinancing?
What will my refinancing costs be?
How much can I save in taxes?

 

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Any tools on the web site are provided for educational and illustrative purposes only. The accuracy of the calculations and their applicability to your circumstances are not guaranteed. For personal advice regarding your financial situation, please consult with a financial advisor.

Select a highlighted area below to learn more about each of the neighborhoods I represent. Or visit the areas page for more general city information.

Reviews on Zillow
2411290
"Malia's expertise in real estate and her personality were a perfect match for us. Her communication and professionalism are second to none. Malia will ... more "
5.0/5.0
by aingus
2408937
"She is a great advocate. Very knowledgable about the process and goes the distance. We saw several homes and the market was really tough. We kept ... more "
5.0/5.0
by zuser20150802192538115
2146515
"Malia helped us both sell our previous house and buy our current one in an EXTREMELY competitive seller's market. Throughout that VERY stressful ... more "
5.0/5.0
by Edwards107

HOW DO I DIFFER FROM OTHER AGENTS?

"Malia did a great job for us! We just moved here from Ohio and Malia was very helpful familiarizing us with the area. She was very patient with us and showed us many houses and areas. She never tried to push us to just buy something, on the contrary she asked us questions to make sure we're comfortable with our decision. She has great knowledge about the process and helped us refuse a house that we made an offer on but we weren't comfortable with the inspection. We ended up with our dream house for a very good price. Malia is a stellar negotiator!! Thank you very much Malia. You are the best and most honest realtor we had!!"
--Radu D.

"Malia is a fantastic realtor and we were very pleased with our experience using her services to buy a home in Lafayette. She is very responsive, timely, professional and friendly. She helped us make a deal during a very tough market for buyers and even stayed up super late at night helping us write the offer for the place we bought. Malia has gone above and beyond in helping us feel oriented to and welcomed into this community following a cross-country move."

--Amy L.

"My husband and I have been very happy having Malia act as our agent for the purchase of our first home. She is always available to answer our questions and she is one step ahead of us, making sure we are on track during the process. She is very personable and knowledgable which makes her wonderful to work with. Malia is always looking out for us and our best interests. I would definitely recommend her - she has an ability to make us feel comfortable and confident during this process which can be intimidating at times."
-- Katie and Dave S.


"Malia recently helped us to purchase a home in Broomfield and we had a wonderful experience. She was incredibly easy to work with and flexible with our schedule to look at homes. She was able to get us in to see our dream house the day after we told her about it. The next day we decided to make an offer and found there were already two on the table. Malia gave us expert advice and was communicating with the seller through a very late evening to make our offer go through. The rest was a breeze for us and we closed on time! Happily enjoying our new home!"
--Kristen and Nick C.

"I didn't realize how easy Malia would make buying and selling a home for my family. It was great to hop on e-mail and see a new message almost everyday of new homes in the area I preferred. I could narrow down and see any of the houses I liked that very day! She was a wonderful resource for finding contractors for both my old and new home. I would never have gotten my home staged in time without her finding a last minute floor contractor when mine postponed at the last second. We found what we were looking for and sold our house in four days. It was great not having people in and out of the house for showings for months, especially since we have two small children, a dog and two cats! I would recommend her to everyone, she works very hard and is easy to get a hold of and get along with."
--Sarah S.

"We retained Malia’s services to help us find a ranch style home in the Louisville area. After taking the time to meet with us and get to know what we were looking for and our parameters, she showed us all of the current inventory / options in the Louisville, Lafayette, Erie area, ranging from existing homes, to homes that would be constructed in several of the newer subdivisions. Unfortunately, we still weren’t able to find that one home that truly excited us. At that point, rather than trying to get us to shift our priorities with respect to what we were looking for, or try to encourage us to consider something that in the long run might not work out, Malia got really creative and while keeping our goals in mind, started searching for listings of vacant lots in the areas we were interested in and pulling together a list of contractors that had experiences in building ranch homes in those areas. In our particular case, she went one step farther and pulled up old expired listings and kept searching on our behalf until we found a lot that works for us. We’ve since purchased the lot and are working with one of the Contractors from Malia’s list to build our dream home. While we know that our case isn’t a typical one, we’re extremely pleased with the service Malia has provided us and are confident that if you retain her services, she’ll do all she can to ensure a successful outcome / result for you as well."
-- Carl and Lynn M.
 

"I have known Malia for over a decade. First as co-workers and later as neighbors. When it came time to buy my own home earlier this year, I did not have to think twice when it came to hiring Malia as my agent. In general, I try not to do business with friends, because it can easily damage the relationship. That said, I was confident that Malia's candid and personable nature, attention to detail and passion for real estate would make this work, and it did. I got a great home at a great price and exactly where I wanted to be! Whether buying or selling you too can feel confident that Malia will get the job done and done right!"
-- Alison R.

Zillow Reviews and Past Sales

Read more reviews on Zillow or, if you are a previous client, I'd love to hear from you!  Just click the link below to read and leave reviews: